How To Save Big on Your Shopping During the Diwali Sale

The festive season is here, and we are all buckled up to get on our shopping spree. From clothes to gadgets to home decoration products, we all have a long list of things we want to purchase and have been waiting for all year long.

The month of November is full of sales and offers from Myntra, Amazon, and Flipkart. There are some things that you should keep in mind to get the best deals during these offers. Let’s find out what those are.

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1. The Right Debit/Credit Card - Most e-commerce websites have tie-ups with some specific bank/ credit card company. If you use their menu, you can often get an additional 5% discount. Always be on the lookout for such offers and choose the card that you pay with wisely. You might even want to share the company's cards you have with your friends and ask them about it. This way, you can mutually benefit whenever someone gets an offer from a menu that someone else has.

2. Expand the 'More Offers' Section - Below the product description, you will often see an offers area. From below that, you can open a section that tells you about all applicable offers for that product. Check them all out and choose the one that suits you best.  

3. Compare Prices, Including Shipping - Whenever you choose between different vendors selling the same product, always compare prices, including shipping. That is the total price that you will have to pay for the product. You must enter your delivery address at the very beginning so that the shipping costs get displayed along with the product that you are searching for.

4. Be Early - Most great offers during these sales periods get out of stock the very first day. You must be ready and place your order as soon as you finalize the product and have ensured that you are getting a great deal. You must always compare the same product across all e-commerce sites and the product’s official website.

Also read: 6 Ways to Stop Yourself From Impulse Shopping

5. Use Wallets - Most e-commerce websites now have their wallets, and they offer discounts or cashback if you pay from their wallets. Even if you do not want to use their wallet later, you might want to create a wallet and just put in as much amount as you would need for this purchase to avail of the discount. Do remember that the offer might give you a cashback, which you will only be able to redeem once you place your next order, so only use this technique if you order from that website often.

6. Understand EMI Rules Well - You will often find products offering zero-cost EMI. Make sure you read the terms and conditions correctly. Also, make it a point to check prices for that product elsewhere since most of these schemes get adjusted by inflating their price to compensate for the free email service.

7. Make a List Beforehand - The best way to avoid overspending and finding the best deal on what you want is doing your homework early. Finalize the product and brand ahead and then start searching for sales.

Also read: 15 Budgeting Hacks That Can Change Your Life

We hope these simple but effective tips will help you save up on hundreds of rupees. Always remember that how, when and whether to spend or not must solely be your choice.

(Check out 'Learn & Grow with Wizely' 'to read and learn all about personal finance and financial planning.)

Sakshi Mehrotra

Sakshi Mehrotra